get the capital you need through bank funding solutions

Bank Funding

We help businesses access various bank funding solutions by connecting them with leading financial institutions. Whether you’re looking for secured loans, working capital support, trade facilities, or industry-specific products, we facilitate the entire process—right from identifying the right product to coordinating with bankers, valuers, and compliance professionals.

Home Services Bank Funding

Secured Loan Products

Term Loan

Term loans are typically used for long-term investments such as machinery purchase, factory setup, or business expansion. We assist businesses in identifying banks offering favorable interest rates, suitable tenures, and repayment flexibility. By connecting you with the right partners, we ensure faster approvals and efficient documentation support for smooth disbursement.

Loan Against Property (LAP)

LAP enables businesses to raise funds by pledging commercial, residential, or industrial properties. It’s an effective way to tap into idle assets for growth capital. We help assess your property’s eligibility, coordinate valuation reports, and connect you with banks offering competitive loan-to-value ratios and attractive terms.

Loan Against Securities

This facility allows borrowers to unlock liquidity by pledging financial assets like shares, bonds, mutual funds, or insurance policies. It is especially useful for promoters or individuals who need short-term capital without selling investments. We facilitate access to banks and institutions offering structured LAS (Loan Against Securities) programs with minimal turnaround time.

Working Capital Finance

Cash Credit or Working Capital Overdraft

These facilities are vital for maintaining liquidity and meeting daily operational expenses such as inventory purchase, salaries, and overheads. We help businesses determine their working capital needs and connect them with banks that can structure CC/OD limits based on turnover and financials, ensuring ongoing access to funds as needed.

Invoice Discounting

Invoice discounting allows businesses to raise funds against outstanding receivables, helping bridge the payment gap between sales and collections. We coordinate with banks and NBFCs to structure invoice discounting lines, enabling clients to convert invoices into instant liquidity without increasing their debt burden.

Non-Fund Based

Letter of Credit (LC)

LCs are widely used in domestic and international trade to guarantee payment to suppliers. They enhance creditworthiness and build trust with vendors, especially in high-value transactions. We help businesses secure LCs by liaising with banks, ensuring documentation compliance, and negotiating optimal commission and margin requirements.

Bank Gurantee (BG)

Bank guarantees provide financial assurance to third parties in case of default on contractual obligations. Commonly used in government contracts, infrastructure, and EPC projects, BGs act as a safety net. We help clients navigate BG issuance processes by coordinating with bankers and legal professionals to meet all terms and timelines efficiently.

Real Estate Specific Products

Unsold Inventory Funding

Real estate developers and manufacturers often have capital locked in unsold units or finished goods. We facilitate funding against such inventory by connecting clients with banks offering structured loans based on asset valuation and sales history. This allows businesses to meet ongoing obligations without distress selling or equity dilution.

Lease Rental Discounting (LRD)

LRD allows property owners to raise loans against the future rental income of leased commercial assets. Banks assess the strength of the lease agreements and tenant profile. We assist in preparing rental cash flow models, coordinate with valuers and legal advisors, and help structure the facility to match cash inflows.